Yes, you will need insurance and a valid driving license to ride it.
How do I get back the subsidy amount?
Both the Kratos and Kratos-R will be priced in the hand of the customer after deducting FAME II and state subsidy. A customer has to do nothing to claim the subsidy.
Will I get loan / finance to buy Kratos?
Yes, you will be able to avail finance options. Please wait till we update you on this.